How to Set Your Freelance Hourly Rate
A step-by-step method for pricing your time so your rate covers costs, taxes and profit.
6 min readRead article →
Guides & Articles
Practical, jargon-free guides for freelancers, independent contractors and small business owners—each one linked to a free calculator so you can apply what you read in seconds.
Fixed Price vs Hourly: How to Price a Project
Compare two pricing models and learn which one protects your profit on any project.
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How to Calculate Your Break-Even Point
Know the minimum you must bill each month to keep your freelance business sustainable.
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Self-Employment Tax: What Freelancers Actually Pay
A clear overview of the taxes freelancers on self-income need to plan for and set aside.
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1099 vs W-2: Taxes, Costs and Which Is Better for You
Compare 1099 contracting with W-2 employment: who pays what tax, the self-employment tax gap, benefits and how to make the call.
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Freelance Tax Deductions: What to Claim in 2026
A practical 2026 checklist of deductions for freelancers: home office, mileage, equipment, software, insurance and retirement contributions.
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Self-Employment Tax 2026: Rates, Limits & How to Estimate Yours
The 2026 self-employment tax explained: 15.3% SE tax, the $184,500 Social Security wage base, 2026 income brackets and a worked example.
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2026 Tax Brackets: Federal Income Tax Rates (Single & Married)
The official 2026 federal income tax brackets and standard deduction with tables for single and married filing jointly—and how marginal rates work.
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UK Self Assessment Deadlines: A Sole Trader's Tax Calendar
UK Self Assessment deadlines for 2026–2027: register by 5 October, file and pay by 31 January, Class 4 National Insurance and payments on account.
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Canadian Freelancer Taxes 2026: CPP, GST/HST & Deadlines
Canadian freelancer tax basics for 2026: double CPP contributions (11.9% + CPP2), federal brackets, the $30,000 GST/HST threshold and CRA instalment dates.
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How Much Should I Set Aside for Taxes as a Freelancer? (2026)
Size your tax set-aside for 2026: SE tax, income tax, a worked percentage example, and how to pay quarterly without penalties.
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SEP IRA vs Solo 401(k) 2026: Limits & Deadlines
Compare SEP IRA and Solo 401(k) for freelancers in 2026: contribution limits ($72,000 cap, $24,500 deferrals, catch-up) and a practical decision guide.
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Year-End Tax Checklist for Freelancers (2026)
The year-end tax moves to make before December 31, 2026: Solo 401(k) deferrals, equipment purchases, estimated tax and bookkeeping.
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Estimated Tax Due Dates 2026–2027: A Quarterly Tax Calendar
The four IRS quarterly estimated tax deadlines explained for freelancers and 1099 contractors—including what to do if you missed one.
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How to Pay Estimated Taxes Online: Direct Pay, EFTPS & 1040-ES
A step-by-step guide to paying federal estimated tax for freelancers: IRS Direct Pay, EFTPS, card payments, due dates and common mistakes.
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October 15 Tax Deadline: What an Extension Does and Doesn't Do
A tax extension gives you more time to file—not more time to pay. A practical checklist for freelancers facing the October 15 deadline.
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Gross vs Net Income: What You Really Take Home
Understand the gap between your gross earnings and your actual take-home pay.
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